By using MoneyWiz, you agree to our terms of service. You must be at least 18 years old to create an account. You are responsible for keeping your login information secure. MoneyWiz provides budgeting tools and financial guidance, but it does not offer official financial, legal, or tax advice. We may update features, pricing, or terms at any time, and we’ll notify users of major changes. All content in the app is owned by MoneyWiz and may not be copied or shared without permission. If you choose a paid plan, you agree to the pricing and billing terms shown at signup. We do our best to keep the service running smoothly, but we’re not responsible for any losses caused by errors, delays, or service interruptions